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Payment Estimator
| Total: | $449,900 | 20% Down: | $89,980 | Financing: | $359,920 |
30 Yr Fixed*
6.09 %
(6.1% APR)
$2,179 / month | 15 Yr Fixed*
5.51 %
(5.53% APR)
$2,943 / month | 5/1 ARM*
6.19 %
(6.7% APR)
$2,202 / month |
*Rates for December 2025. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages. To determine rates in your area please contact your local lender.
Welcome to the Carole Downing Group!
Welcome to the Carole Downing Group! We rank within the top half of 1% of agents nationwide for Berkshire Hathaway HomeServices – a testament to our dedication and expertise in the real estate domain. Led by Carole Downing, our team offers deep knowledge of the real estate market, superior negotiation abilities, and innovative marketing strategies. This ensures that our clients always have a distinct competitive advantage.
Our unwavering commitment to excellence ensures that every client's experience is nothing short of 5-star. We pride ourselves on our personalized approach, providing guidance tailored to the unique needs of every individual. While Carole has special expertise in luxury homes and relocation, we consult with everyone, from first-time buyers to seasoned sellers.
What sets us apart is our blend of professionalism, dedication, and approachability. This combination has proven time and again to be the perfect recipe for success in all our transactions.
We are honored to serve the San Diego communities, including Carlsbad, Encinitas, Cardiff, Solana Beach, Del Mar, La Jolla, Rancho Santa Fe, Oceanside, Vista, San Marcos, Fallbrook, Bonsall, Escondido, Rancho Bernardo, Rancho Penasquitos, Poway, and Carmel Mountain. We also extend our services to the Riverside communities of Temecula and Murrieta.
Thank you for considering the Carole Downing Group for your real estate needs. We are confident that you will find our team to be a valuable ally in your search for the ideal home or investment property.